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and creates a task force for the middle-class. joe biden headed that because he is very upper class. even obama began shifting focus from the working class and the poor to lower middle class so i think who he is appealing to while he was campaigning originally in his first term to average earners after the great recession. the mortgage crisis. a lot of us were hurt. it didn't matter if you were in upper-middle-class you got hurt by the mortgage crisis as well. for him to get elected he started appealing towards wealthier people than he had in his first term. so where are we now? we are still at the one top% of households own one third of the total private health. it's staggering 5% of americanamerican s account for war than one third of consumer purchases. this idea of the bell curve of the post-war years does not exist anymore. regardless of your political inclinations. if you look at these numbers i'm not sure how you can say there is a genuine middle-class. and going to wrap up. i think the rise and fall of the american middle class is one if not the biggest story of the 20 century in
next to him, joe biden and other committees for 20 years, never got close to being the chairman. you either have to outlive or hope your colleagues get defeated. and all of a sudden there were some 90 hearings on the residential mortgage crisis. we had a very slim majority. forty-nine republicans in january 2007. the margin of moving forward. almost no interest in the residential mortgage crisis. the witness said there might be too many foreclosures and he was ridiculed the next day in the media for being engaging on the magnitude of the problem. knowing that this was a hyperbole and there were many other foreclosures. and then we come to the weekend of st. patrick's day and you have the failure of bear stearns. most argue it was a one-off problem. not of any great seriousness. it was six months later to the day when you have the aig class, lehman brothers, and of course the most critical meeting of all. that occurred about 7:00 p.m. in the conference room of the speaker of the house, nancy closely. about 15 of us in the room and then ben bernanke proceeds to say the following almost
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